Personal finance, compared with clear eyes
The money decisions that matter: credit cards, high-yield savings, and alternative investing, researched independently. Every rate carries the date we verified it. No sales pitch.
Financeradar is an independent research site, not a financial advisor. Nothing here is financial advice.
Credit Cards
Annual fees, real APR ranges, welcome bonuses, and which cards actually earn their fee.
- Amex Blue Cash EverydayFree 3% on US groceries, gas and online retail with a 15-month 0% window$0Annual fee
- American Express Business Gold CardSelf-adjusting 4x on your top two business categories, for $375 a year$375Annual fee
- Amex Blue Business PlusFree 2x Membership Rewards on all business spending up to $50k a year$0Annual fee
- American Express Platinum Card$895 luxury membership: unmatched lounges and $3,500+ in scattered credits$895Annual fee
High-Yield Savings
APYs verified against issuer pages, FDIC details, and the fine print behind promo rates.
Robinhood Gold Cash Sweep3.35% APY on uninvested cash for Robinhood Gold subscribers at $5 a month3.35%APY
EverBank Performance Savings3.90% APY uncapped with a pledge to stay in the top 5% of competitors3.90%APY
Wealthfront Cash Account3.30% APY uncapped with instant withdrawals and up to $8M FDIC sweep coverage3.30%APY
Marcus Online Savings3.40% APY with no minimums and same-day transfers from Goldman Sachs.3.40%APY
Alternative Investing
Real estate, farmland, private credit, and more: minimums, fees, and honest risk notes for retail investors.
- Fundrise$10 minimum, non-accredited real estate and credit funds with gated quarterly liquidity9-11%Target return
Percent$500 minimum, accredited-only marketplace for short-duration asset-backed private credit11-19%Target return
AcreTrader$10,000+ accredited farmland deals, Proterra-owned, decade-scale holds7-9%Target return
Blackstone Private Credit Fund (BCRED)$2,500 via advisor: the largest non-traded BDC, ~9% distributions, gated exits9.0%Target return
Why trust these numbers
Every APY, APR, and fee shows the date we last verified it against the issuer's own page. Stale numbers get re-checked, not left to rot.
Providers cannot pay for placement or edit their reviews. We list closed and failed products alongside live ones, most comparison sites quietly don't.
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Latest research
All articlesFundrise vs Groundfloor vs Arrived: Three $10 to $100 Real Estate Doors
Fundrise starts at $10 (accreditation partial). Groundfloor and Arrived start at $100 and skip accreditation. A managed pool, loan-level debt, and house shares are not the same product.
Capital One Venture vs Chase Sapphire Preferred
Both cost $95 a year. Chase and Capital One both post 75,000-unit bonuses as of September 7, 2026. Preferred adds 3x categories and a $100 hotel credit. The July 100,000-point print is gone.
Chase Sapphire Preferred vs Amex Gold: $95 vs $325
Preferred is $95 with 75,000 points after $5,000 in 3 months as of September 7, 2026. Gold is $325 with a personalized bonus. The $230 fee gap only closes if you use Gold's credits.