Pibank Savings Logo
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About Pibank Savings
Pibank is the no-hoops rate leader nobody has heard of: leader-tier APY with no minimums, no caps, and no activity requirements at all. The honest verdict: the rate and structure are excellent, but the tiny brand and app-only support model mean you are trusting a small operation. The account pays 4.10% APY per trackers as of July 3, 2026 (Motley Fool, Firstcard, DepositAccounts), with no minimum deposit, no minimum balance for the rate, and no monthly fee. Interest is paid monthly. FDIC insurance runs through the Intercredit Bank, N.A. charter in Miami to $250,000. Pibank has held a top-3 rate consistently since its October 2024 US launch. Note: pibank.com's indexed page title shows 4.40% APY, but the site was unreachable during verification, so 4.10% is the conservative consensus figure. The catches: a tiny brand, app-only support, no ATM or checking, and an unresolved 4.10 vs 4.40 rate discrepancy.
See full Pibank Savings review on Financeradar