Financial products, compared with clear eyes
Credit cards, savings accounts, and private credit platforms researched independently. Every rate carries the date we verified it. No sales pitch.
Financeradar is an independent research site, not a financial advisor. Nothing here is financial advice.
Credit Cards
Annual fees, real APR ranges, welcome bonuses, and which cards actually earn their fee.
Chase Sapphire Preferred$95 travel card with a 100k-point bonus and 1:1 transfers to Hyatt and United- Wells Fargo Active CashFlat 2% on everything plus an easy $200 bonus and free phone insurance
Capital One Venture X Rewards$395 premium travel card that nearly pays for itself in credits and miles
Amex Blue Cash Preferred6% at US supermarkets and on streaming, 3% gas and transit, $0 intro first year
High-Yield Savings
APYs verified against issuer pages, FDIC details, and the fine print behind promo rates.
Forbright Growth Savings4.15% APY, the current mainstream rate leader, with a $1,000 minimum balance
EverBank Performance Savings3.90% APY uncapped with a pledge to stay in the top 5% of competitors
Wealthfront Cash Account3.30% APY uncapped with instant withdrawals and up to $8M FDIC sweep coverage
Marcus Online Savings3.40% APY with no minimums and same-day transfers from Goldman Sachs
Private Credit
Minimums, fees, track records, and honest risk notes for retail alt-investment platforms.
- Fundrise$10 minimum, non-accredited real estate and credit funds with gated quarterly liquidity
Percent$500 minimum, accredited-only marketplace for short-duration asset-backed private credit
AcreTrader$10,000+ accredited farmland deals, Proterra-owned, decade-scale holds
Blackstone Private Credit Fund (BCRED)$2,500 via advisor: the largest non-traded BDC, ~9% distributions, gated exits
Why trust these numbers
Every APY, APR, and fee shows the date we last verified it against the issuer's own page. Stale numbers get re-checked, not left to rot.
Providers cannot pay for placement or edit their reviews. We list closed and failed products alongside live ones, most comparison sites quietly don't.
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