Capital One Venture X Rewards Logo
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About Capital One Venture X Rewards
The premium card that math-minded people keep: $395 in, roughly $400 back. Between the $300 annual Capital One Travel credit and 10,000 anniversary miles, the effective cost lands near zero, which makes it the cheapest real premium travel card on the market. The annual fee is $395 with a regular APR of 19.49% to 28.49% variable. Earning: 2x miles on everything, 10x on hotels and rental cars and 5x on flights booked via Capital One Travel. The welcome bonus is 75,000 miles after $4,000 in 3 months; the 100k offer with a $10,000 requirement expired January 5, 2026. Lounge access spans 1,300+ lounges including Capital One Lounges and Priority Pass, and authorized users are free. The catch: the $300 credit is locked to the Capital One Travel portal, and the lounge network is thinner than Amex's or Chase's.
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