Chase Ink Business Preferred Logo
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About Chase Ink Business Preferred
A small-business points juggernaut, especially for anyone buying Meta or Google ads. Its 100,000-point bonus for a $95 fee is the best points-per-fee-dollar in the market, and the 3x on advertising spend is unmatched for online businesses. The annual fee is $95 with a regular APR of 17.74% to 29.99% variable, a wide flex range worth verifying at application. Earning: 3x on travel, shipping, internet, cable and phone, and search and social advertising, on a combined $150,000 per anniversary year, then 1x. The welcome bonus is 100,000 points after $8,000 in 3 months. Points transfer 1:1 to Chase's airline and hotel partners, and the card includes cell phone protection and primary rental CDW on business rentals. The catch: the $8,000 spend hurdle is real for small operators, the 3x caps at $150,000, and there are no travel credits to soften the fee.
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