Wells Fargo Active Cash Logo
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About Wells Fargo Active Cash
The easiest good decision in credit cards: flat 2% plus $200. It combines the benchmark flat rate with the simplest bonus in the 2% tier, something the Citi Double Cash cannot match on ease, and throws in cell phone protection at no fee. There is no annual fee, a 0% intro APR for 12 months on purchases and qualifying balance transfers, and a regular APR of 18.49%, 24.49% or 28.49% variable. Earning: 2% cash rewards on everything. The welcome bonus is $200 after $500 in 3 months. Cell phone protection applies when you pay your bill with the card, and Visa Signature perks are included. The catch: a 3% foreign transaction fee, and the rewards ecosystem is shallow unless paired with an Autograph for transfers.
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