Best Chase Sapphire Preferred alternatives in 2026
8 direct alternatives to Chase Sapphire Preferred, compared on rates, fees, and best-for use cases. Pick the right option without the marketing fluff.
Curated by Louis Corneloup · Updated Why people consider alternatives to Chase Sapphire Preferred
The default first travel card in America. If you want transferable points without paying a luxury annual fee, this is the card the rest of the market is measured against, and the 2026 refresh added categories without raising the price.… People most often switch away when one of these starts to bite:
- •Costs that add up as fees or premium tiers stack.
- •Rates or rewards that stopped being competitive.
- •Limits or restrictions as your needs grow.
- •A specific gap you have hit in credit cards.
The 8 alternatives below cover the same core job (credit cards) with different trade-offs. Ranked by real-signal score: external ratings, media mentions, and editor review. No paid placement.
8 alternatives to Chase Sapphire Preferred
Ranked by independent ratings, media mentions, and editor review, plus how directly they replace Chase Sapphire Preferred.
- 1
Capital One Venture X Rewards
$395 premium travel card that nearly pays for itself in credits and miles
Direct alternativeCompare Chase Sapphire Preferred vs Capital One Venture X Rewards → - 2
American Express Gold Card
4x at restaurants and US supermarkets for $325, with up to $424 in credits
Direct alternativeCompare Chase Sapphire Preferred vs American Express Gold Card → - 3
Capital One Venture Rewards
Flat 2x miles on everything and a 75k bonus for $95, no homework required
Direct alternativeCompare Chase Sapphire Preferred vs Capital One Venture Rewards → - 4
Delta SkyMiles Reserve American Express Card
Delta's $650 flagship buys 15 Sky Club visits a year, a premium-cabin companion certificate, and weak earning off Delta.
Direct alternativeCompare Chase Sapphire Preferred vs Delta SkyMiles Reserve American Express Card → - 5
Hilton Honors American Express Card
Lower cost than Chase Sapphire PreferredNo-annual-fee Hilton card earning 7x at Hilton stays and 5x at US supermarkets, restaurants, and gas, with Silver status.
Direct alternativeCompare Chase Sapphire Preferred vs Hilton Honors American Express Card → - 6
American Express Business Platinum Card
Record 300k-point offers and full Platinum lounges for founders, at $895
Direct alternativeCompare Chase Sapphire Preferred vs American Express Business Platinum Card → - 7
Amex Blue Cash Everyday
Lower cost than Chase Sapphire PreferredFree 3% on US groceries, gas and online retail with a 15-month 0% window
Direct alternativeCompare Chase Sapphire Preferred vs Amex Blue Cash Everyday → - 8
Delta SkyMiles Gold American Express Card
First checked bag free on Delta plus 2x miles on dining and US supermarkets, with the $150 fee waived your first year.
Direct alternativeCompare Chase Sapphire Preferred vs Delta SkyMiles Gold American Express Card →
Frequently asked questions
What is the best alternative to Chase Sapphire Preferred?
Based on real-signal scoring (external ratings, media mentions, and editorial review), the top alternatives to Chase Sapphire Preferred are Capital One Venture X Rewards, American Express Gold Card, Capital One Venture Rewards. Each solves the same core job with different trade-offs on rates, fees, and terms.
Is there a free alternative to Chase Sapphire Preferred?
Yes. Hilton Honors American Express Card is one of the free alternatives to Chase Sapphire Preferred listed here (No-annual-fee Hilton card earning 7x at Hilton stays and 5x at US supermarkets, restaurants, and gas, with Silver status). Other free options are flagged in the list below.
Why do people look for Chase Sapphire Preferred alternatives?
Common reasons people switch away from Chase Sapphire Preferred: fees that add up, rates or rewards that stopped being competitive, eligibility or usage limits, or a specific gap in credit cards. The alternatives on this page solve the same core problem with different trade-offs.
Still considering Chase Sapphire Preferred?
See the full review, fee breakdown, and community feedback before you decide.