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Financeradar Data

Personal Finance Statistics 2026

A live snapshot of US personal-finance products, computed straight from the Financeradar catalog. Every number below refreshes as rates are re-verified, no manual edits. Each figure is verified by Financeradar against each provider's own published rate or disclosure.

3.21%

Average APY across the 50 high-yield savings accounts with a published APY (of 52 tracked).

Figures were read between July 23, 2026 and October 25, 2026 (median age 8 days).

Average of the 50 high-yield savings accounts with a published APY (of 52 tracked), read between Aug 11, 2026 and Oct 25, 2026, median age 8 days. It is not a national index. It depends on which accounts are in the catalog, so it can move when accounts are added or removed even if no rate changes; averages quoted in older articles and reports describe the accounts tracked on their own dates.

See the best high-yield savings accounts

Computed October 25, 2026 from the catalog. Each figure carries the date it was read. Edited by Louis Corneloup.

Key findings

  • Financeradar tracks 192 US deposit, card and private-credit products on this page, computed October 25, 2026.
  • The average APY across the 50 high-yield savings accounts with a published APY (of 52 tracked) is 3.21%, from figures read between Aug 11, 2026 and Oct 25, 2026.
  • The average APY across the 15 certificates of deposit with a published APY is 4.24%, from figures read between Sep 17, 2026 and Oct 19, 2026.
  • The average APY across the 8 money market accounts with a published APY is 3.09%, from figures read between Aug 11, 2026 and Oct 25, 2026.
  • The average APY across the 7 checking accounts with a published APY (of 17 tracked) is 0.55%, from figures read between Aug 11, 2026 and Oct 25, 2026.
  • The average annual fee across the 67 credit cards with a published fee is $142, from figures read between Sep 25, 2026 and Oct 25, 2026.

verified by Financeradar against each provider's own published rate or disclosure Rates and fees are read from provider disclosures and re-verified continuously, so these figures move.

Headline numbers

One proprietary number per vertical, computed from the products Financeradar verifies. Each links to the full ranked comparison.

Average APY across the 50 high-yield savings accounts with a published APY (of 52 tracked)

Source: Financeradar high-yield savings accounts data, 50 of 52 with a published APY, range 0.01% to 4.50%, read between Aug 11, 2026 and Oct 25, 2026, median age 8 days

3.21%

Average APY across the 15 certificates of deposit with a published APY

Source: Financeradar certificates of deposit data, 15 of 15 with a published APY, range 3.35% to 4.75%, read between Sep 17, 2026 and Oct 19, 2026, median age 7 days

4.24%

Average APY across the 8 money market accounts with a published APY

Source: Financeradar money market accounts data, 8 of 8 with a published APY, range 0.20% to 3.90%, read between Aug 11, 2026 and Oct 25, 2026, median age 5 days

3.09%

Average APY across the 7 checking accounts with a published APY (of 17 tracked)

Source: Financeradar checking accounts data, 7 of 17 with a published APY, range 0.01% to 1.10%, read between Aug 11, 2026 and Oct 25, 2026, median age 6 days

0.55%

Average annual fee across the 67 credit cards with a published fee

Source: Financeradar credit-card data, 67 with a published annual fee, range $0 to $895, read between Sep 25, 2026 and Oct 25, 2026

$142

Median minimum investment across the 31 private credit platforms with a published minimum (of 33 tracked)

Source: Financeradar private-credit data, 31 with a published minimum, range $0 to $100,000, read between Jul 23, 2026 and Oct 25, 2026

$500

Products tracked across the six statistics verticals

Source: Financeradar catalog, published status across all verticals

192

Statistics by vertical

Each vertical with at least five verified products has its own live statistics page. 6 pages, each date-stamped.

Compare the products behind these numbers

Every statistic above is computed from a ranked comparison you can open.

Methodology and sources

Every figure on this page is computed live from the Financeradar catalog, published products only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown beside it). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice.

See how we rate for the full methodology, and browse every vertical.