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Financeradar Data

Personal Finance Statistics 2026

A live snapshot of US personal-finance products, computed straight from the Financeradar catalog. Every number below refreshes as rates are re-verified, no manual edits. Each figure is verified by Financeradar against each provider's own published rate or disclosure.

3.61%

Average APY across the 25 high-yield savings accounts Financeradar verifies, as of September 10, 2026.

See the best high-yield savings accounts

Last updated September 10, 2026. Reviewed by Louis Corneloup.

Key findings

  • Financeradar tracks 104 US personal-finance products as of September 10, 2026.
  • 3.61% is the Average APY across the 25 high-yield savings accounts Financeradar verifies, as of September 10, 2026.
  • 3.99% is the Average APY across the 12 certificates of deposit Financeradar verifies, as of September 10, 2026.
  • 3.40% is the Average APY across the 6 money market accounts Financeradar verifies, as of September 9, 2026.
  • 0.23% is the Average APY across the 11 checking accounts Financeradar verifies, as of September 8, 2026.
  • $217 is the Average annual fee across the 27 credit cards Financeradar verifies, as of September 10, 2026.

verified by Financeradar against each provider's own published rate or disclosure Rates and fees are read from provider disclosures and re-verified continuously, so these figures move.

Headline numbers

One proprietary number per vertical, computed from the products Financeradar verifies. Each links to the full ranked comparison.

Average APY across the 25 high-yield savings accounts Financeradar verifies

Source: Financeradar high-yield savings accounts data, 25 with a published APY, range 3.00% to 4.34%, verified as of September 10, 2026

3.61%

Average APY across the 12 certificates of deposit Financeradar verifies

Source: Financeradar certificates of deposit data, 12 with a published APY, range 3.00% to 4.35%, verified as of September 10, 2026

3.99%

Average APY across the 6 money market accounts Financeradar verifies

Source: Financeradar money market accounts data, 6 with a published APY, range 3.00% to 3.80%, verified as of September 9, 2026

3.40%

Average APY across the 11 checking accounts Financeradar verifies

Source: Financeradar checking accounts data, 3 with a published APY, range 0.10% to 0.50%, verified as of September 8, 2026

0.23%

Average annual fee across the 27 credit cards Financeradar verifies

Source: Financeradar credit-card data, 27 with a published annual fee, range $0 to $895, verified as of September 10, 2026

$217

Median minimum investment across the 23 private credit platforms Financeradar verifies

Source: Financeradar private-credit data, 22 with a published minimum, range $10 to $100,000, verified as of September 10, 2026

$1,500

US financial products tracked and rate-verified

Source: Financeradar catalog, published status across all verticals

104

Statistics by vertical

Each vertical with at least five verified products has its own live statistics page. 6 pages, each date-stamped.

Compare the products behind these numbers

Every statistic above is computed from a ranked comparison you can open.

Methodology and sources

Every figure on this page is computed live from the Financeradar catalog, published products only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown beside it). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice.

See how we rate for the full methodology, and browse every vertical.