Financeradar Research
Data reports on the money decisions that matter.
First-party analyses of the products we track: high-yield savings, credit cards, and alternative investing. Every rate verified against the issuer's own page and date-stamped. No sales pitch, no paid placement.
Financeradar Rate Index: September 2026
First monthly snapshot of the rates and fees we verify: 21 HYSA averaging 3.59% APY, 24 credit cards averaging $190 a year, 9 CDs averaging 3.94%, 21 alternative-investing products of which 9 skip accreditation.
Read the reportTwo-Thirds of High-Yield Savings Rates Still Come With a Catch (September 2026)
Of the 21 published high-yield savings accounts Financeradar verifies, 14 attach a promo, balance floor, deposit habit, fee, or subscription to the APY they advertise. The clean floor is 3.00% to 3.40%.
Read the reportMethodology
How we build these reports
Every report is built from Financeradar's own tracking set of financial products. We record each rate, fee, and term directly from the issuer's official page, date-stamp it, and re-verify on a rotating schedule. We define our terms in the open, publish the full dataset behind each finding, and release everything under Creative Commons so you can quote and reuse it. Nothing here is financial advice.
Full methodology