Rates today
Checking account fees today
Sorted by monthly fee, not by a marketing score. Bank of America Advantage Plus Banking is $12 unless you hit a waiver. Capital One 360 Checking is $0. Opening minimums we have not seen on the issuer page are left blank.
Last issuer-page stamp in this table: October 13, 2026
| Product | Monthly fee | APY | Minimum | Verified |
|---|---|---|---|---|
| Ally Bank Spending Account (Interest Checking) | $0 | 0.1% | None | October 13, 2026 |
| Capital One 360 Checking | $0 | 0.1% | None | October 12, 2026 |
| Chime Checking Account | $0 | 0% | None | August 11, 2026older than 14 days |
| Current | $0 | 0% | None | August 11, 2026older than 14 days |
| OnePay Cash | $0 | 0% | None | October 7, 2026 |
| Quontic High Interest Checking | $0 | 1.1% | $100 | September 20, 2026older than 14 days |
| Schwab Bank Investor Checking | $0 | - | None | October 13, 2026 |
| SoFi Checking and Savings | $0 | 0.5% | None | August 11, 2026older than 14 days |
| Upgrade Rewards Checking Preferred | $0 | 0% | None | October 9, 2026 |
| Varo Bank Account | $0 | 0% | None | October 13, 2026 |
| Bank of America Advantage Plus Banking | $12 | 0% | - | September 7, 2026older than 14 days |
| Chase Total Checking | $15 | 0% | None | October 13, 2026 |
| Citi Regular Checking | $15 | 0% | None | August 11, 2026older than 14 days |
| Wells Fargo Everyday Checking | $15 | 0% | $25 | October 13, 2026 |