7 articles on credit cards, savings accounts, and private credit, each reviewed against our published methodology.
The three highest APYs we verify are 4.15%, 4.10% and 4.10%. Five basis points on $10,000 is $5 a year. The differences that matter are the promo, the $5,000 floor, and whether the live rate can be confirmed.
7 total articles
Fundrise starts at $10 (accreditation partial). Groundfloor and Arrived start at $100 and skip accreditation. A managed pool, loan-level debt, and house shares are not the same product.
Both cost $95 a year. Chase and Capital One both post 75,000-unit bonuses as of September 7, 2026. Preferred adds 3x categories and a $100 hotel credit. The July 100,000-point print is gone.
Preferred is $95 with 75,000 points after $5,000 in 3 months as of September 7, 2026. Gold is $325 with a personalized bonus. The $230 fee gap only closes if you use Gold's credits.
Marcus pays 3.40% APY as of September 7, 2026. Ally pays 3.00% as of September 2. Both $0 fee, $0 minimum. Marcus wins unless you need Ally's checking pair.
First monthly snapshot of the rates and fees we verify: 21 HYSA averaging 3.59% APY, 24 credit cards averaging $190 a year, 9 CDs averaging 3.94%, 21 alternative-investing products of which 9 skip accreditation.
Of the 21 published high-yield savings accounts Financeradar verifies, 14 attach a promo, balance floor, deposit habit, fee, or subscription to the APY they advertise. The clean floor is 3.00% to 3.40%.