Active savings promos
A row needs a future end date we could read from the issuer note or a structured promo field. A sentence that says the window ended is history, not a listing.
Newest stamp in this table: September 7, 2026
Which promos still have a future end date?
| Product | Promo APY | Ends | Note | Verified |
|---|---|---|---|---|
| Betterment Cash Reserve | 4% | January 15, 2027 | +0.75% new-customer boost on up to $1M with qualifying deposit, advertised through 1/15/27; confirm terms at signup | August 25, 2026 |
| E*TRADE Premium Savings | 4% | September 30, 2026 | Promo 4.00% APY for first 6 months on up to $10M for new accounts opened June 5 to September 30, 2026. E*TRADE's own page prints a 3.50% base rate after the promo. | September 7, 2026 |
| SoFi Checking & Savings | 3.1% | December 31, 2026 | Requires qualifying direct deposit; up to 3.80% with 0.70% new-member boost for 6 months (enroll by 12/31/26); roughly 1% without direct deposit; checking pays 0.50% | July 23, 2026 |