Skip to content
Arrived logo

$100 fractional rentals plus an 8%+ homebuilder credit fund, no accreditation

Rates verified July 23, 2026View platform
Tracked since2026
0 reviews tracked
Not financial advice. Financeradar is an independent research site, not a financial advisor, broker, or fiduciary. Rates and terms change; verify with the provider before acting. Some links may earn us a commission, which never changes a rating. How we make money

The Bottom Line

Minimum

$100

Biggest pro

Easiest on-ramp to residential real estate anywhere

Biggest con

Heavy stacked fees on the equity product eat most rental cash flow

At a glance

Rates verified July 23, 2026
Minimum investment
$100
Accreditation
Not required
Fees
Homes: ~3.5-5% one-time sourcing, ~0.15-0.30% of property value quarterly, 8-25% of rents for management; PCF: ~2.4%/yr (0.10%/mo asset management + 0.10%/mo offering services) + 1.75% one-time organizational fee, no promote
Target return
Platform-reported PCF distribution yields 8.1-8.6% (Q2 2025 to Q1 2026); rental homes often 2-4% cash yield plus hoped-for appreciation
Liquidity
Homes: 5-7 year holds with very limited early liquidity; PCF: quarterly redemption windows
Founded
2019

Is it worth it?

~$860 a year on $10,000, if the target holds

A $10,000 stake at the platform-reported 8.6% target would generate roughly $860 a year before fees. Returns are not guaranteed: fees, defaults, and illiquidity reduce this, and platform-reported figures are not audited.

What is Arrived?

Editorial review
Arrived is the easiest on-ramp to residential real estate anywhere: $100 fractional shares of single-family rentals, no accreditation required, Bezos Expeditions-backed, with 400+ homes funded. Its quiet star is the Private Credit Fund (PCF), which lends short-term to homebuilders and has paid platform-reported distribution yields of 8.1-8.6% from Q2 2025 through Q1 2026 with zero defaults reported and about $81.5M in fund AUM. Both products start at $100. The rental-equity side is fee-heavy: a one-time sourcing fee of roughly 3.5-5% of purchase price, quarterly AUM fees of about 0.15-0.30% of property value, and property management fees of 8-25% of rents. The PCF charges 0.10% per month asset management plus 0.10% per month offering services (about 2.4% per year) plus a one-time 1.75% organizational fee, with no promote. Homes are 5-7 year holds with very limited early liquidity; the PCF has quarterly redemption windows. Founded in 2019 in Seattle with no enforcement history. The honest flags: independent fee-math reviews find net cash returns on many individual homes have been thin after fees (rental homes often pay 2-4% cash yield plus hoped-for appreciation), and the PCF's spotless record is short and spans no housing-credit downturn.

Pros & Cons

Pros

  • Easiest on-ramp to residential real estate anywhere
  • PCF is a legitimately clean 8%+ product with a spotless record so far (platform-reported)
  • Non-accredited access at $100

Cons

  • Heavy stacked fees on the equity product eat most rental cash flow
  • Individual homes are 5-7 year holds with very limited early liquidity
  • The PCF's short track record spans no housing-credit downturn

Key details

Fractional single-family rental homes at $100Private Credit Fund lending short-term to homebuildersFully passive property managementNon-accredited access (Reg A)Quarterly redemption windows on the PCF

Best Arrived Alternatives

Top alternatives based on rates, fees, and eligibility.

Most people shortlist 2 or 3 products before committing. Browse the full alternatives shortlist below.

Explore More

Arrived FAQ

What is the minimum investment on Arrived?

$100 for both individual rental home shares and the Private Credit Fund.

Is accreditation required on Arrived?

No. Arrived offerings are Reg A qualified and open to non-accredited investors.

What are the risks of investing on Arrived?

On the rental side, stacked fees (3.5-5% sourcing, quarterly AUM fees, 8-25% of rents for management) consume most rental cash flow per independent fee-math reviews, and homes are 5-7 year holds with very limited early liquidity. The Private Credit Fund has reported zero defaults, but its record only spans Q2 2025 to Q1 2026 and no housing-credit downturn. Yield figures are platform-reported.

Source: arrived.com