
Arrived
Editor reviewed$100 fractional rentals plus an 8%+ homebuilder credit fund, no accreditation
Rates verified July 23, 2026View platformTracked since2026
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The Bottom Line
Minimum
$100
Biggest pro
Easiest on-ramp to residential real estate anywhere
Biggest con
Heavy stacked fees on the equity product eat most rental cash flow
At a glance
Rates verified July 23, 2026- Minimum investment
- $100
- Accreditation
- Not required
- Fees
- Homes: ~3.5-5% one-time sourcing, ~0.15-0.30% of property value quarterly, 8-25% of rents for management; PCF: ~2.4%/yr (0.10%/mo asset management + 0.10%/mo offering services) + 1.75% one-time organizational fee, no promote
- Target return
- Platform-reported PCF distribution yields 8.1-8.6% (Q2 2025 to Q1 2026); rental homes often 2-4% cash yield plus hoped-for appreciation
- Liquidity
- Homes: 5-7 year holds with very limited early liquidity; PCF: quarterly redemption windows
- Founded
- 2019
Is it worth it?
~$860 a year on $10,000, if the target holds
A $10,000 stake at the platform-reported 8.6% target would generate roughly $860 a year before fees. Returns are not guaranteed: fees, defaults, and illiquidity reduce this, and platform-reported figures are not audited.
What is Arrived?
Arrived is the easiest on-ramp to residential real estate anywhere: $100 fractional shares of single-family rentals, no accreditation required, Bezos Expeditions-backed, with 400+ homes funded. Its quiet star is the Private Credit Fund (PCF), which lends short-term to homebuilders and has paid platform-reported distribution yields of 8.1-8.6% from Q2 2025 through Q1 2026 with zero defaults reported and about $81.5M in fund AUM.
Both products start at $100. The rental-equity side is fee-heavy: a one-time sourcing fee of roughly 3.5-5% of purchase price, quarterly AUM fees of about 0.15-0.30% of property value, and property management fees of 8-25% of rents. The PCF charges 0.10% per month asset management plus 0.10% per month offering services (about 2.4% per year) plus a one-time 1.75% organizational fee, with no promote. Homes are 5-7 year holds with very limited early liquidity; the PCF has quarterly redemption windows.
Founded in 2019 in Seattle with no enforcement history. The honest flags: independent fee-math reviews find net cash returns on many individual homes have been thin after fees (rental homes often pay 2-4% cash yield plus hoped-for appreciation), and the PCF's spotless record is short and spans no housing-credit downturn.
Pros & Cons
Pros
- Easiest on-ramp to residential real estate anywhere
- PCF is a legitimately clean 8%+ product with a spotless record so far (platform-reported)
- Non-accredited access at $100
Cons
- Heavy stacked fees on the equity product eat most rental cash flow
- Individual homes are 5-7 year holds with very limited early liquidity
- The PCF's short track record spans no housing-credit downturn
Key details
Fractional single-family rental homes at $100Private Credit Fund lending short-term to homebuildersFully passive property managementNon-accredited access (Reg A)Quarterly redemption windows on the PCF
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Arrived FAQ
What is the minimum investment on Arrived?
$100 for both individual rental home shares and the Private Credit Fund.
Is accreditation required on Arrived?
No. Arrived offerings are Reg A qualified and open to non-accredited investors.
What are the risks of investing on Arrived?
On the rental side, stacked fees (3.5-5% sourcing, quarterly AUM fees, 8-25% of rents for management) consume most rental cash flow per independent fee-math reviews, and homes are 5-7 year holds with very limited early liquidity. The Private Credit Fund has reported zero defaults, but its record only spans Q2 2025 to Q1 2026 and no housing-credit downturn. Yield figures are platform-reported.
Source: arrived.com