Willow Wealth

Willow Wealth is the platform formerly known as Yieldstreet, rebranded on October 22, 2025. It offers one account across private credit, real estate, legal finance, and art, and its current shelf leans on institutional evergreen funds from managers such as Carlyle, Goldman Sachs AM, and StepStone. Its legacy Yieldstreet record includes a settled SEC enforcement action and a class-action settlement, described below. Typical fund minimums start at $5,000; the Carlyle, Goldman Sachs AM, and StepStone private credit funds (about $11.7B combined) require $10,000; Willow 360 managed portfolios require $25,000 (taxable) and charge a 1.25% flat advisory fee plus roughly 0.175% expenses. Embedded fund fees run roughly 1-4% depending on vehicle. The platform historically advertised 9-12% target IRRs (platform-reported). Most offerings require accreditation; the Alternative Income Fund (formerly Prism) was the non-accredited route. Terms run 1-5+ years and are mostly illiquid; evergreen funds have periodic redemption windows. Founded in 2015, with over $6B cumulatively invested and 500k+ members (platform-reported). In September 2023, YieldStreet Inc. and its adviser subsidiary YieldStreet Management settled SEC charges that they failed to disclose material risk information to investors in a $14.5 million vessel-deconstruction offering; without admitting or denying the findings, they agreed to pay more than $1.9 million in penalties, disgorgement, and interest ([SEC](https://www.sec.gov/newsroom/press-releases/2023-175)). Separately, in February 2025 the U.S. District Court for the Southern District of New York entered final judgment approving a $6.2 million class-action settlement with Yieldstreet investors ([Tecku v. YieldStreet, No. 1:20-cv-07327](https://www.courtlistener.com/docket/18420272/tecku-v-yieldstreet-inc/)). The pivot under E*TRADE's former CEO Mitch Caplan (installed May 2025) toward brand-name institutional managers de-risks the product shelf, but legacy deals are still working out.