Titan

Titan is an SEC registered investment advisor that packages actively managed stock portfolios, automated bonds, crypto, and a private markets shelf into one app, with a licensed wealth advisor attached to every account. Founded in 2017 as a hedge fund style stock picking service, it now positions itself as a flat fee wealth manager, reporting $1.2 billion in assets under management and more than 10,000 clients as of June 2026. The private credit access is the draw here. Titan distributes, but does not manage, two closed end interval funds: the Apollo Diversified Credit Fund ($2,500 minimum in brokerage accounts, $1,000 in retirement accounts) and the Carlyle Tactical Private Credit Fund ($2,000 minimum). Because both are registered funds under the Investment Company Act, you do not need to be an accredited investor, a real difference from most private credit platforms. Outside Titan, the Apollo fund's stated minimum is $1 million. Cost has two layers. Titan itself charges a flat 0.40% annual advisory fee on assets, low against the 1% or more a traditional advisor typically charges. The funds themselves are not cheap: Apollo Diversified Credit carries about 3.50% in fund expenses, and Carlyle Tactical Private Credit reports 5.40% in total fund expenses, including a 15% incentive fee on net investment income above a 6% annualized hurdle. Those costs come out of returns before you ever see them. Liquidity is the other constraint. Interval funds repurchase shares quarterly, at each fund's discretion, and Titan's own disclosures state that liquidity and distributions are not guaranteed. Neither fund publishes a target yield on Titan's pages, so you are relying on the managers' income objectives rather than a stated rate. Titan fits investors who want a managed, diversified account where private credit is one sleeve alongside stocks and bonds, and who value the $500 platform minimum and a human advisor. Skip it if you want direct private credit exposure at a known rate, if you cannot tolerate quarterly-at-best liquidity, or if stacked fund expenses above 3.5% are a dealbreaker; a plain bond fund or public BDC is far cheaper.