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StartEngine

Equity crowdfunding from $100; up to 3.5% fee on some offerings, many offerings free for investors

Rates verified October 14, 2026View platform

The Bottom Line

Minimum investment
$100 (verified Oct 14, 2026). All rates and fees

Key facts

  • Reported return: Not published

Pros

  • Many offerings are completely free for investors; the up to 3.5% convenience fee applies in certain cases
  • Pre-IPO offerings for accredited investors (Reg D 506(c)), typically from $15,000
  • Minimums as low as $100, no accreditation needed on Reg CF and Reg A deals

Cons

  • Up to 3.5% convenience fee on some offerings, and Secondary trades carry fees up to 5% for buyer and seller
  • A $275 Venture Club annual fee may be required to sell on StartEngine Secondary
  • Startup equity, not income: no meaningful realized-return data
  • StartEngine warns that buyer demand, liquidity and execution may not be available on its Secondary

At a glance

Rates verified October 14, 2026
Minimum investment
$100
Accreditation
partial
Fees
Investors may pay a convenience fee of up to 3.5% of the investment in certain cases, disclosed per offering (many offerings are free for investors); Secondary and Bulletin Board fees up to 5% for buyer and seller; Venture Club annual fee of $275 may be required to sell on Secondary; affiliated funds charge management fees and carried interest
Reported return
No meaningful realized-return data; startup equity outcomes
Liquidity
Illiquid unless a secondary sale is available; StartEngine Secondary is an SEC-registered alternative trading system, and StartEngine warns that buyer demand, liquidity and execution may not be available
Founded
2014

Sources: startengine.com/form-crs, startengine.com/investor-faq, read October 14, 2026

What is StartEngine?

Sources read on the date shown
StartEngine is an equity crowdfunding marketplace: over $1.2B raised and 1.8M investor accounts (platform-reported). Treat it as startup investing, not income: there is no meaningful realized-return data, positions can be illiquid, and some will lose all of their value. Most offerings accept investments of $100 to $500, and StartEngine says minimums typically start at $500 for startup investments and $15,000 for pre-IPO offerings. No accreditation is required for Reg CF and Reg A offerings; pre-IPO offerings (Reg D 506(c)) are available to accredited investors only, and StartEngine's affiliated funds (StartEngine Private) charge management fees and carried interest. Investors may pay a convenience fee of up to 3.5% of the investment in certain cases, disclosed per offering (for example, $100 costs $103.50), while many offerings are completely free for investors. Secondary and Bulletin Board trades carry fees of up to 5% for buyer and seller, and a Venture Club membership with a $275 annual fee may be required to sell on Secondary. Founded in 2014. StartEngine Private drove $75.9M of $92.8M in revenue in the first nine months of 2025. FINRA's July 2022 disciplinary report states that StartEngine Capital was fined $350,000 over false or misleading issuer communications between 2016 and 2018, a settlement reached without admitting or denying the findings. StartEngine is listed here as an equity crowdfunding platform; a dedicated private credit product page returned a 404 in July 2026.
Sourcestartengine.com ↗

Key details

Reg CF and Reg A offerings open to non-accredited investorsPre-IPO access via StartEngine Private (accredited investors, Reg D 506(c))StartEngine Secondary, an SEC-registered alternative trading systemVenture Club membership ($275 a year, may be required to sell on Secondary) with bonus shares and early access

Explore more

StartEngine FAQ

What is the minimum investment on StartEngine?

Most offerings accept $100 to $500. StartEngine says minimums typically start at $500 for startup investments and $15,000 for pre-IPO offerings.

Is accreditation required on StartEngine?

No for Reg CF and Reg A offerings. Pre-IPO offerings (Reg D 506(c)) are available to accredited investors only.

What are the risks of investing on StartEngine?

Startup equity risk in full: there is no meaningful realized-return data, positions can be illiquid, and some will lose all of their value. Investors may also pay a convenience fee of up to 3.5% on some offerings, trades on StartEngine Secondary carry fees of up to 5%, and StartEngine warns that buyer demand, liquidity and execution may not be available there. FINRA fined StartEngine Capital $350,000 in 2022 over false or misleading issuer communications between 2016 and 2018.

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