Chime Savings
A no-fee, no-minimum savings account with a 0.75% base APY, and up to 3.75% on qualifying direct deposit.
Open accountTracked since2026
0 reviews trackedWhat is Chime Savings?
Chime Savings is a mobile savings account with no monthly fee, no minimum to open, and no balance floor on its 0.75% base APY. Chime Plus members can earn 2.75% APY with qualifying direct deposits of $200 or more per month, and Chime Prime members up to 3.75% APY with qualifying direct deposits of $3,000 or more per month. It requires a Chime Checking Account to open and supports multiple named savings goals with automatic allocation from each paycheck.