Skip to content
Financeradar

Financeradar Data

Certificates of Deposit Statistics 2026

Live data on certificates of deposit, computed from the Financeradar catalog. Every rate and fee is verified by Financeradar against each provider's own published rate or disclosure.

4.03%

Average APY across the 13 certificates of deposit Financeradar verifies, as of September 10, 2026.

See the best certificates of depositAll statistics

Last updated September 10, 2026. Reviewed by Louis Corneloup.

Key findings

  • 4.03% is the Average APY across the 13 certificates of deposit Financeradar verifies, as of September 10, 2026.
  • 46% is the Accounts you can open with no minimum deposit, as of September 10, 2026.
  • 100% is the Accounts with FDIC insurance disclosed, as of September 10, 2026.
  • Bread Savings Certificate of Deposit (18 Month CD) leads at 4.50%, Verified APY as of September 10, 2026.

verified by Financeradar against each provider's own published rate or disclosure Sample: 13 of 13 certificates of deposit tracked.

Headline numbers

Average APY across the 13 certificates of deposit Financeradar verifies

Source: Financeradar certificates of deposit data, 13 with a published APY, range 3.00% to 4.50%, verified as of September 10, 2026

4.03%

Certificates of Deposit verified and rate-stamped by Financeradar

Source: Financeradar catalog, published status

13

Accounts you can open with no minimum deposit

Source: Financeradar minimum-deposit data, 6 of 13 certificates of deposit

46%

Accounts with FDIC insurance disclosed

Source: Financeradar deposit-insurance data, 13 of 13 certificates of deposit

100%

Highest verified APY: certificates of deposit

The 5 accounts with the highest APY Financeradar currently verifies, as of September 10, 2026.

Explore certificates of deposit

Best Certificates of Deposit All statistics All verticals

Methodology and sources

Every figure is computed live from the Financeradar catalog, published certificates of deposit only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown above). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice. See how we rate.