Financeradar Data
Credit Cards Statistics 2026
Data on credit cards, computed from the Financeradar catalog. Every rate and fee is verified by Financeradar against each provider's own published rate or disclosure. Each figure carries the date it was read; the page itself does not certify anything newer than the newest of those dates.
$142
Average annual fee across the 67 credit cards with a published fee.
Figures were read between September 25, 2026 and October 24, 2026 (median age 4 days).
Mean of the annual fees the 67 cards state on their own pages, read between Sep 25, 2026 and Oct 24, 2026. Cards are added and removed over time, so the mean can move without any card changing its fee.
Computed October 25, 2026 from the catalog; newest figure read October 24, 2026. Edited by Louis Corneloup.
Key findings
- The average annual fee across the 67 credit cards with a published fee is $142, from figures read between Sep 25, 2026 and Oct 24, 2026.
- 36 of the 67 credit cards with a published fee (54%) charge no annual fee.
- 35 of the 67 credit cards tracked (52%) list an intro APR offer.
- 67 of the 67 credit cards tracked (100%) advertise a welcome bonus.
verified by Financeradar against each provider's own published rate or disclosure Sample: 67 of 67 credit cards tracked.
Headline numbers
Average annual fee across the 67 credit cards with a published fee
Source: Financeradar credit-card data, 67 with a published annual fee, range $0 to $895, read between Sep 25, 2026 and Oct 24, 2026
Credit Cards tracked in the Financeradar catalog
Source: Financeradar catalog, published status
Share of cards with no annual fee
Source: Financeradar annual-fee data, 36 of 67 cards
Share of cards that list an intro APR offer
Source: Financeradar intro-APR data, 35 of 67 cards
Share of cards that advertise a welcome bonus
Source: Financeradar welcome-bonus data, 67 of 67 cards
| Metric | Value | Sample and source |
|---|---|---|
| Average annual fee across the 67 credit cards with a published fee | $142 | Source: Financeradar credit-card data, 67 with a published annual fee, range $0 to $895, read between Sep 25, 2026 and Oct 24, 2026 |
| Share of cards with no annual fee | 54% | Source: Financeradar annual-fee data, 36 of 67 cards |
| Share of cards that list an intro APR offer | 52% | Source: Financeradar intro-APR data, 35 of 67 cards |
| Share of cards that advertise a welcome bonus | 100% | Source: Financeradar welcome-bonus data, 67 of 67 cards |
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Methodology and sources
Every figure is computed live from the Financeradar catalog, published credit cards only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown above). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice. See how we rate.