Compared on what each lender publishesMortgage lenders that list VA loans on their own pages, with the minimums and eligibility each one states. VA eligibility is set by the VA, not by us.
Independent research. Every number is checked against the provider's own page and dated. Some links may earn us a commission, which never changes a ranking. How we make money
A lender is listed here when its own site lists VA loans as a product. Whether you are eligible is decided by the VA and the lender, not by this page.
| Mortgage lenders | Min. credit score | Min. down (non-VA) | Loan types | Fees stated | Verified |
|---|---|---|---|---|---|
 | 580 | 3.5% | Conventional, FHA, VA, Jumbo | Origination fee not published | Oct 14, 2026 |
 | 620 | 3% | Conventional, FHA, VA, Jumbo | Processing fee not published | Oct 14, 2026 |
 | 580 | 1% | Conventional, FHA, VA, Jumbo | Applying is free; fee not published | Oct 14, 2026 |
 | 620 | 0% (VA) | VA, USDA, FHA, Conventional | VA funding fee 2.15% on first use | Oct 14, 2026 |
 | See terms | 3% | Conventional, FHA, VA, Jumbo | $1,495 origination fee | Oct 14, 2026 |
 | See terms | 0% | Conventional, VA, Jumbo… | 1% origination; 1.75% Choice fee | Oct 14, 2026 |
 | See terms | 3% | Conventional, FHA, VA, Jumbo | Fee amounts not published | Oct 14, 2026 |
Each date is when we last checked the provider's own page. Rates and terms can change, so confirm with the provider before you apply.
All-digital direct lender in all 50 states with 3-minute online pre-approval and FHA, VA and jumbo loans
VA loans listed among the loan types on the lender's own site.
Big-bank lender with 3% down, FHA, VA and jumbo loans to $9.5 million, plus homebuyer grants in eligible areas
VA loans listed among the loan types on the lender's own site.
Online lender with FHA, VA and jumbo loans, 1% down on ONE+, and a published rate table with its assumptions
VA loans listed among the loan types on the lender's own site.
VA-loan specialist with $0 down, a published daily VA rate table and a typical 620 minimum score
VA loans offered. Eligibility for VA loans depends on military service and a Certificate of Eligibility. Veterans United also offers USDA, FHA and conventional loans..
Online bank mortgages with 3% down for first-time buyers, a published $1,495 origination fee and a 90-day rate lock
VA loans listed among the loan types on the lender's own site.
Credit union mortgages for military members and families: VA and $0-down loans, no PMI and a free 60-day rate lock
VA loans offered. Navy Federal membership: armed forces, Department of Defense, veterans and their families, with a Membership Savings Account of at least $5. At least one borrower must be a member for initial approval..
National bank with 3% down programs, FHA and VA loans, jumbo loans, and down payment grants in select markets
VA loans listed among the loan types on the lender's own site.
A lender is listed here when its own site lists VA loans as a product. Whether you are eligible is decided by the VA and the lender, not by this page.
No. The list shows what each lender publishes about its own loans. Whether you qualify, and on what terms, depends on your credit, income, debts, down payment, the property and the state, and it is decided by the lender after you apply. We are not a lender and cannot approve or quote you.
Each lender's figures were read from its own website and carry the date we checked them (most recently October 14, 2026). Lenders change their minimums and products without notice, so confirm the current terms with the lender before you rely on them.
