Rates today
No-penalty CD rates
Each row is a no-penalty term we could read from the issuer. Synchrony's 11-month no-penalty print comes from its official products API. It is not the 16-month headline.
Last issuer-page stamp in this table: October 13, 2026
Verified in the last 14 days
| Product | APY | Term | Minimum | Verified |
|---|---|---|---|---|
| Synchrony Bank Certificate of Deposit (16 Month CD) | 0.25% | 11 months No-Penalty | None | October 13, 2026 |
Older prints, still listed
These APYs are the last issuer-page check, not a claim they still hold today.
| Product | APY | Term | Minimum | Verified |
|---|---|---|---|---|
| Marcus by Goldman Sachs High-Yield CD | 4% | 11 months No-Penalty | $500 | September 7, 2026older than 14 days |
| Marcus by Goldman Sachs High-Yield CD | 3.8% | 13 months No-Penalty | $500 | September 7, 2026older than 14 days |
| Marcus by Goldman Sachs High-Yield CD | 3.75% | 7 months No-Penalty | $500 | September 7, 2026older than 14 days |