U.S. Bank Altitude Connect Visa Signature Card
A no-annual-fee travel card with 4x points on travel and gas, lounge visits, and a TSA PreCheck credit for occasional travelers.
Rates verified October 15, 2026Apply nowThe Bottom Line
- Annual fee
- $0 (verified Oct 15, 2026). All rates and fees
Key facts
- Rewards rate: 5x points on prepaid hotels and rental cars booked in the U.S
- Welcome bonus: 20,000 points
- Intro APR: 0% for the first 15 billing cycles on purchases and balance transfers
Pros
- 4x points on travel and on gas and EV charging (first $1,000 per quarter)
- Priority Pass Select with 4 lounge visits plus a TSA PreCheck or Global Entry credit
- No annual fee, no foreign transaction fees, 0% intro APR for 15 cycles
Cons
- No transfer partners; points are fixed at about 1 cent each
- 2026 trims: streaming credit ended and gas earning newly capped
- 20,000-point bonus is worth just $200
At a glance
Rates verified October 15, 2026- Annual fee
- $0
- Rewards
- 5x points on prepaid hotels and rental cars booked in the U.S. Bank Travel Center, 4x on travel, 4x at gas and EV charging stations on the first $1,000 per quarter, 2x on dining, streaming, and groceries, 1x elsewhere; points are fixed value with no transfer partners
- Welcome bonus
- 20,000 points (worth $200) after $1,000 in net purchases in the first 90 days
- Regular APR
- 17.49% to 27.49% variable
- Intro APR
- 0% for the first 15 billing cycles on purchases and balance transfers
- Recommended credit
- Good to excellent
- Issuer
- U.S. Bank
- Network
- Visa
Source: usbank.com/credit-cards/altitude-connect-visa-s…, read October 15, 2026
How this fee compares
$0 annual fee
Welcome offer: 20,000 points (worth $200) after $1,000 in net purchases in the first 90 days. Regular APR 17.49% to 27.49% variable.
Last verified October 15, 2026
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Fees and offers change. Named comparisons use each card's last issuer-page check, not a shared snapshot.
What is U.S. Bank Altitude Connect Visa Signature Card?
The U.S. Bank Altitude Connect is a no-annual-fee travel card that keeps perks usually reserved for cards charging $95 or more: airport lounge visits, a Global Entry or TSA PreCheck application fee credit, and no foreign transaction fees. Checked against U.S. Bank's site in August 2026, it remains open to new applicants, unlike the premium Altitude Reserve, which stopped taking applications.
Earning is travel-weighted: 5x points on prepaid hotels and rental cars booked through the U.S. Bank Travel Center, 4x on travel purchases, 4x at gas stations and EV charging stations on the first $1,000 each quarter, 2x on dining, streaming, and grocery stores, and 1x on everything else. The welcome offer is 20,000 points, worth $200, after $1,000 in net purchases in the first 90 days. New cardholders also get 0% intro APR on purchases and balance transfers for the first 15 billing cycles, then a 17.49% to 27.49% variable APR.
The perk list is what stands out at $0: a 12-month Priority Pass Select membership with four free lounge visits, a statement credit covering the Global Entry or TSA PreCheck application fee once every four years, complimentary GigSky international mobile data plans in over 175 countries (currently redeemable through November 30, 2026), and no foreign transaction fees on purchases abroad.
Two caveats keep expectations in check. Points are fixed value with no airline or hotel transfer partners as of August 2026, so 4x on travel means roughly 4% back toward travel redemptions rather than outsized award value. And the card has been trimmed in 2026: the $30 annual streaming credit is being discontinued, and the 4x on gas and EV charging, previously uncapped, now stops at $1,000 per quarter. A benefits list moving in one direction is worth watching before you build habits around it.
Get it if you want real travel perks with zero carrying cost: road trippers and two-or-three-flights-a-year travelers get 4x on gas and travel, a few lounge visits, and PreCheck covered for free. Skip it if you are optimizing award travel, where transferable points from Chase, Amex, or Capital One are worth more per point, or if your spending is dominated by groceries and dining, where 2x here loses to dedicated cash back cards. The $200 bonus is also modest: if you can tolerate an annual fee, mid-tier travel cards routinely pay welcome offers worth three times as much.
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U.S. Bank Altitude Connect Visa Signature Card FAQ
Is the U.S. Bank Altitude Connect still open to new applicants?
Yes. As of August 2026 the card has an active application on usbank.com. It is the premium Altitude Reserve, a different card, that closed to new applications.
What is the welcome bonus?
20,000 bonus points, worth $200, after $1,000 in net purchases within the first 90 days of account opening.
Does a no-annual-fee card really include lounge access?
Yes, a 12-month Priority Pass Select membership with four free visits to over 1,500 lounges, plus a statement credit covering the Global Entry or TSA PreCheck application fee once every four years.
Can I transfer points to airlines or hotels?
No. As of August 2026 U.S. Bank points have no airline or hotel transfer partners, so points are fixed value: 4x on travel works out to roughly 4% back toward travel redemptions.
What changed on this card in 2026?
U.S. Bank discontinued the $30 annual streaming credit and capped the 4x gas and EV charging rate at the first $1,000 per quarter. The GigSky international data benefit is currently redeemable through November 30, 2026.
Source: usbank.com