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Rates today

Savings accounts with no minimum

Only accounts whose details say $0 to open. A July stamp does not outrank a September stamp. Fresh rows sit above older ones.

Last issuer-page stamp in this table: September 10, 2026

Verified in the last 14 days

ProductAPYFeeMinimumVerified
Elevault High-Yield Savings4.34%No monthly feeNoneSeptember 8, 2026
Axos ONE4.21%No monthly feeNoneSeptember 10, 2026
Pibank Savings4.1%No monthly feeNoneSeptember 7, 2026
E*TRADE Premium Savings4%No monthly feeNoneSeptember 7, 2026
LendingClub LevelUp Savings4%No monthly feeNoneSeptember 9, 2026
EverBank Performance Savings3.9%No monthly feeNoneSeptember 7, 2026
Zynlo Money Market3.9%No monthly feeNoneSeptember 10, 2026
Forbright Growth Savings3.85%No monthly feeNoneSeptember 7, 2026
Bask Interest Savings3.75%No monthly feeNoneSeptember 10, 2026
Marcus Online Savings3.4%No monthly feeNoneSeptember 3, 2026
Synchrony High Yield Savings3.3%No monthly feeNoneSeptember 10, 2026
Ally Online Savings3%No monthly feeNoneSeptember 7, 2026
American Express High Yield Savings3%No monthly feeNoneSeptember 6, 2026
Capital One 360 Performance Savings3%No monthly feeNoneSeptember 9, 2026

Older prints, still listed

These APYs are the last issuer-page check, not a claim they still hold today.

ProductAPYFeeMinimumVerified
Barclays Tiered Savings3.5%No monthly feeNoneJuly 23, 2026older than 14 days
Robinhood Gold Cash Sweep3.35%$5/moNoneJuly 23, 2026older than 14 days
UFB Portfolio Savings3.26%No monthly feeNoneJuly 23, 2026older than 14 days
SoFi Checking & Savings3.1%No monthly feeNoneJuly 23, 2026older than 14 days