Financeradar Data
High-Yield Savings Accounts Statistics 2026
Live data on high-yield savings accounts, computed from the Financeradar catalog. Every rate and fee is verified by Financeradar against each provider's own published rate or disclosure.
3.25%
Average APY across the 49 high-yield savings accounts Financeradar verifies, as of October 13, 2026.
Last updated October 13, 2026. Reviewed by Louis Corneloup.
Key findings
- 3.25% is the Average APY across the 49 high-yield savings accounts Financeradar verifies, as of October 13, 2026.
- 83% is the Accounts with no monthly maintenance fee, as of October 13, 2026.
- 63% is the Accounts you can open with no minimum deposit, as of October 13, 2026.
- 98% is the Accounts with FDIC insurance disclosed, as of October 13, 2026.
- GO2bank Savings Vaults leads at 4.50%, Verified APY as of October 13, 2026.
verified by Financeradar against each provider's own published rate or disclosure Sample: 48 of 49 high-yield savings accounts tracked.
Headline numbers
Average APY across the 49 high-yield savings accounts Financeradar verifies
Source: Financeradar high-yield savings accounts data, 48 with a published APY, range 0.01% to 4.50%, verified as of October 13, 2026
High-Yield Savings Accounts verified and rate-stamped by Financeradar
Source: Financeradar catalog, published status
Accounts with no monthly maintenance fee
Source: Financeradar fee data, 40 of 48 high-yield savings accounts
Accounts you can open with no minimum deposit
Source: Financeradar minimum-deposit data, 30 of 48 high-yield savings accounts
Accounts with FDIC insurance disclosed
Source: Financeradar deposit-insurance data, 48 of 49 high-yield savings accounts
Highest verified APY: high-yield savings accounts
The 5 accounts with the highest APY Financeradar currently verifies, as of October 13, 2026.
Explore high-yield savings accounts
Methodology and sources
Every figure is computed live from the Financeradar catalog, published high-yield savings accounts only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown above). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice. See how we rate.