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Money Market Accounts Statistics 2026

Live data on money market accounts, computed from the Financeradar catalog. Every rate and fee is verified by Financeradar against each provider's own published rate or disclosure.

3.40%

Average APY across the 6 money market accounts Financeradar verifies, as of September 9, 2026.

See the best money market accountsAll statistics

Last updated September 10, 2026. Reviewed by Louis Corneloup.

Key findings

  • 3.40% is the Average APY across the 6 money market accounts Financeradar verifies, as of September 9, 2026.
  • 67% is the Accounts with no monthly maintenance fee, as of September 9, 2026.
  • 60% is the Accounts you can open with no minimum deposit, as of September 9, 2026.
  • 100% is the Accounts with FDIC insurance disclosed, as of September 9, 2026.
  • Quontic Bank Money Market Account leads at 3.80%, Verified APY as of September 9, 2026.

verified by Financeradar against each provider's own published rate or disclosure Sample: 6 of 6 money market accounts tracked.

Headline numbers

Average APY across the 6 money market accounts Financeradar verifies

Source: Financeradar money market accounts data, 6 with a published APY, range 3.00% to 3.80%, verified as of September 9, 2026

3.40%

Money Market Accounts verified and rate-stamped by Financeradar

Source: Financeradar catalog, published status

6

Accounts with no monthly maintenance fee

Source: Financeradar fee data, 4 of 6 money market accounts

67%

Accounts you can open with no minimum deposit

Source: Financeradar minimum-deposit data, 3 of 5 money market accounts

60%

Accounts with FDIC insurance disclosed

Source: Financeradar deposit-insurance data, 6 of 6 money market accounts

100%

Highest verified APY: money market accounts

The 5 accounts with the highest APY Financeradar currently verifies, as of September 9, 2026.

Explore money market accounts

Best Money Market Accounts All statistics All verticals

Methodology and sources

Every figure is computed live from the Financeradar catalog, published money market accounts only. Each rate and fee is verified by Financeradar against each provider's own published rate or disclosure and date-stamped (the "as of" date shown above). Averages, ranges and shares are taken across the products that carry a published figure for that field, and the sample size is stated next to each number. Nothing here is financial advice. See how we rate.