183 articles on credit cards, savings accounts, and private credit, each reviewed against our published methodology.
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FinanceRadar verifies 29 high-yield savings accounts at 3.65% APY on average, 9.6 times the FDIC national savings rate of 0.38% as of August 17, 2026. The same gap shows up in CDs, money markets, and the few checking accounts that pay anything.
FinanceRadar tracks 29 private credit and alternative-investing platforms. 48% are open to any investor and 54% let you start under $1,000, but the category is young (66% launched since 2015), illiquid, and not FDIC insured. This is what the first-party data shows.
On September 17, 2026, FinanceRadar tracked 6 money market accounts averaging 3.40% APY, roughly five times the FDIC national money market average of 0.63% (August 17, 2026 release). They paired a savings-like rate with check-writing and debit access, 67% charged no monthly fee, and 100% were FDIC insured.
FinanceRadar tracks 14 checking accounts. 71% charge no monthly fee, 85% need no minimum to open, 79% charge no overdraft fee, and only 29% pay any interest. The value of a checking account is now its fine print, not its yield.
Three travel cards, three fees over $395. We compare the Chase Sapphire Reserve, Amex Platinum, and Capital One Venture X on fee, credits, and lounges.
FinanceRadar verifies 31 credit cards. The median card charges a variable purchase APR of 19.24% to 28.49%, in line with the Federal Reserve's 22.89% average on accounts assessed interest, and 48% carry no annual fee.
On September 17, 2026, FinanceRadar verified 15 certificates of deposit averaging 4.07% APY, with 80% paying 4.00% or more, versus the FDIC national 12-month CD average of 1.71% (August 17, 2026 release). Rates ran from 3.00% to 4.50%, all FDIC insured.
FinanceRadar verifies 29 high-yield savings accounts averaging 3.65% APY, roughly nine to ten times the FDIC national savings average of 0.38%. 28% pay 4.00% or more, 90% charge no monthly fee, and 100% disclose FDIC insurance.
Of the 33 real-estate and alternative products in the catalog, 16 do not require accreditation and 7 more only in part (counted October 14, 2026). Fundrise, Groundfloor and Arrived sell a managed pool, short-term debt and house shares: not the same product.
Both cost $95 a year. Chase and Capital One both post 75,000-unit bonuses as of September 7, 2026. Preferred adds 3x categories and a $100 hotel credit. The July 100,000-point print is gone.
Preferred is $95 with 75,000 points after $5,000 in 3 months as of September 7, 2026. Gold is $325 with a personalized bonus. The $230 fee gap only closes if you use Gold's credits.
Marcus and Ally both charge no monthly fee and ask no minimum to open. On the rates both banks posted on October 14, 2026, Marcus pays more; take Ally only if you need its checking pair.
First monthly snapshot of the rates and fees we verified on 3 September 2026: 21 HYSA averaging 3.59% APY, 24 credit cards averaging $190 a year, 9 CDs averaging 3.94%, 21 alternative-investing products of which 9 skip accreditation.
Pibank, Forbright and CIT Bank compared on the rates each bank showed on October 14, 2026: Pibank leads with no minimum, Forbright pays one rate on any balance, and CIT's top rate needs a balance floor.
On 3 September 2026, of the 21 published high-yield savings accounts Financeradar verified, 14 attached a promo, balance floor, deposit habit, fee, or subscription to the APY they advertised. The clean floor was 3.00% to 3.40%.