Cash App Taxes
Free federal and state filing, including freelance and investment income, if you use a Cash App account. Tax year 2025.
Prices checked October 14, 2026See current priceThe Bottom Line
- Federal filing
- Free plan available (tax year 2025 prices) (verified Oct 14, 2026). All rates and fees
Key facts
- Federal from: $0
- Free federal: Yes
- Self-employed: Free federal
- Prices for: Tax year 2025
Pros
- Federal and state are both free, with no paid plan to be moved into
- Covers freelance, investment, rental and itemized returns at no charge
- Free audit defense and two written guarantees, with their limits stated
- Your refund can go straight into Cash App, which the vendor says can be up to 5 days early
Cons
- Needs a Cash App account, and state filing is one state only for full-year residents
- A list of forms and situations is not supported, and there are no business returns
- Support is by email only and there is no tax-expert help to buy
- Guarantees are paid as gift cards, not cash
At a glance
Prices checked October 14, 2026- Price basis
- Tax year 2025 prices, for returns filed in 2026
- Free federal return
- Yes: Anyone with a Cash App account who is a U.S. resident aged 18 or older and whose return uses only forms it supports. There is no income limit and no paid plan.
- State returns
- Free. One state at a time, full-year residents only, in the 40 states on the vendor's list, and only after you e-file the federal return with Cash App Taxes.
- Self-employed
- Cash App Taxes, free federal
- Audit support
- Free audit defense through a third party, Tax Protection Plus. The terms we could read were posted for tax year 2024 returns and run for one year, extendable to three if you keep filing with Cash App Taxes; they exclude business returns, local returns and some credits. We could not find the tax year 2025 version, so check the current terms.
- Guarantee
- Maximum Refund Guarantee: if another online service gets you a bigger federal refund from the same facts, it pays the difference up to $100 (minimum $25) as a gift card. Accurate Calculations Guarantee: up to $1,000 as gift cards for penalties or interest caused by its calculation error. Both are paid at its sole discretion.
- Refund options
- Your refund can go into Cash App (the vendor says up to 5 days early, an estimate based on tax year 2024 filings) or by direct deposit to a bank account. We found no refund transfer, refund advance or paid add-on on its pages.
- Mobile app
- Yes, through the Cash App on iPhone and Android, and at cash.app/taxes in a browser. You must have the Cash App to log in.
- Imports
- A help article says it can import details from last year's return filed with H&R Block, TurboTax or TaxAct. We did not confirm W-2 import or photo capture.
- Forms supported
- Common forms and schedules: W-2, W-2G, 1099s (INT, DIV, B, NEC, MISC, K, R and more), Schedules A, B, C, D, E, F, SE and K-1 (partnership and S corporation), education and child credit forms, Form 8949 and Form 8889. Not supported: business returns, foreign earned income (Form 2555), Form 1040-NR and a longer list on its help center.
- IRS Free File
- No. Cash App Taxes is its own free product, not an IRS Free File partner.
Sources: cash.app/taxes, taxeshelp.cash.app/s/article/What-forms-and-sit…, read October 14, 2026
Cash App Taxes prices by plan
Tax year 2025 prices, for returns filed in 2026 · checked October 14, 2026Cash App Taxes
Anyone comfortable preparing their own return who is happy to use a Cash App account, including freelancers and investors.
Covers: W-2 and 1099 income including self-employment (Schedule C), stock and crypto sales, rental income (Schedule E), itemized deductions, K-1s from partnerships and S corporations, education and child credits. Not supported: business returns, multi-state or part-year state returns, foreign earned income (Form 2555), Form 1040-NR, prior-year returns and a list of other forms.
No paid plans. Needs a Cash App account.
- Federal
- Free
- Each state
- Free
Free, one state, 40 states supported
“Federal” is your return to the IRS. “State” is a separate return to your state, priced per state. Vendors often show a “starting at” price and set the final one when you file, based on the forms your return needs.
What would you pay at Cash App Taxes?
Employee with a W-2
$0
Cash App Taxes: Free federal + Free for one state
One job, standard deduction, no side income or investments, one state.
Freelancer or side income
$0
Cash App Taxes: Free federal + Free for one state
Self-employment income reported on Schedule C, one state.
Federal plus one state return at the cheapest plan that covers the situation, using the prices above (tax year 2025 prices, for returns filed in 2026). Optional extras (expert help, audit protection, refund-transfer fees) are not included.
Good to know before you file
- You need a Cash App account (with phone verification) to use it. Cash App is a financial services platform, not a bank.
- State filing is limited: one state, full-year residents only, no part-year or non-resident returns, and you must e-file the federal return with Cash App Taxes first. Its list covers 40 states.
- A list of forms and situations is not supported. If your return needs one, you cannot file with it at all. The list we read was posted for tax year 2024, so check it before you start.
- Its guarantees pay out as gift cards, not cash, with caps ($100 and $1,000), claim deadlines and decisions at its own discretion.
- "Up to 5 days early" is an estimate based on tax year 2024 filings, not a promise.
- Support is by email only. There is no tax-expert help to buy, and the audit defense terms we could read were for tax year 2024 returns.
What is Cash App Taxes?
Cash App Taxes is a free tax filing service run by Cash App Taxes, Inc., part of Block, Inc., the company behind Cash App. It used to be Credit Karma Tax and was renamed in October 2021. There is one plan and it costs nothing: federal and state, including freelance income on Schedule C (the form for self-employment), stock and crypto sales, rental income, itemized deductions and the education and child credits.
The catch is practical rather than financial. You need a Cash App account to log in, and you must be a U.S. resident aged 18 or older. State filing works for one state at a time, for people who lived there all year, in 40 states according to the vendor's list, and only after you e-file your federal return with Cash App Taxes. A list of forms and situations is not supported, and if your return needs one of them you cannot file with it at all.
There are no paid plans, but also no tax-expert help to buy. Support is by email. The prices on this page are what the vendor showed on October 14, 2026, which is the 2025 filing season; the pages do not name a tax year, and some help articles are still dated for tax year 2024. We will re-check when the new season opens.
Key details
100% free federal and state, one planFreelance (Schedule C), stock, crypto, rental and itemized returns includedFree audit defense through a third partyRefund can go into Cash App, up to 5 days early (estimate)Works in the Cash App on iPhone and Android and at cash.app/taxesEmail support
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Cash App Taxes FAQ
Is Cash App Taxes really free?
Yes. Cash App Taxes says it is 100% free for federal and state returns, including if you have 1099 income, investments or itemized deductions. We found no paid plan, refund transfer or add-on on its pages. You do need a Cash App account.
How much does it cost to file federal plus one state with Cash App Taxes?
$0, as long as your state is one of the 40 on its list and your return uses only forms it supports. This is what the vendor showed on October 14, 2026, for the 2025 filing season.
Can freelancers use Cash App Taxes?
Yes, for a personal return. Schedule C self-employment income and 1099-NEC income are supported at no charge. Business returns (S corporation, C corporation, partnership, multi-member LLC) are not.
What can't Cash App Taxes handle?
Business returns, multi-state and part-year state returns, state-only filing, returns for people living outside the U.S., foreign earned income (Form 2555), Form 1040-NR, prior-year returns and a longer list of forms on its help center. If your return needs one, you cannot file with it.
Is Cash App Taxes part of IRS Free File?
No. It is its own free product and is not one of the IRS Free File partners.
Source: cash.app