Engine X

Engine X pairs Engine's business travel booking with the Engine X Card, a business charge card that integrates with your Engine account. Engine describes both Engine X and Direct Bill as free to use, and the card has no annual fee. Rewards are tiered by spend. On hotels and rental cars the card earns 6% back from $0 to $250K, 7% at $250K, 8% at $2.5M and 10% at $5M, and it earns 1.5% back on everyday purchases at every tier. Engine notes that actual reward rates vary by purchase category and may change. New cardholders can earn 20,000 Engine points after activating the card and spending $2,000 within 30 days of approval; points can go toward flights, hotels, cars and statement credits. Engine says no personal credit check is required. Applications take about 15 minutes and, in most cases, a decision and credit limit arrive within 24 hours, subject to credit approval. The cards are Visa Commercial cards issued by Fifth Third Bank N.A., Member FDIC. Controls are the other half of the pitch: you can issue physical and virtual cards to employees, set limits by employee, category or transaction, and see card spend next to travel bookings in the Engine dashboard. QuickBooks Online is the accounting integration Engine names. Engine does not publish credit limits, interest rates or late and foreign transaction fees on this page, so confirm those before applying.