Bank fees

Accounts not in the dataset yet

10 published savings and checking accounts have no stored fee schedule: their fee document was not readable, or the product is a marketplace that has no fee schedule of its own. They are in none of the counts above.

Citizens Access Savings, Crew, Forbright Growth Savings, Grasshopper Bank Innovator Savings, Marcus Online Savings, PNC High Yield Savings, Primis Savings Account, Raisin, Upgrade Premier Savings, Valley Direct High Yield Savings Account.

How it is built, and what it is not

• Sample. The 43 savings and 17 checking accounts published on Financeradar whose fee documents we could read (5 are business accounts). It is the accounts we cover, not every account in the US.
• Source. The bank's own schedule of fees, account agreement, truth-in-savings disclosure or help-center fee page: 103 documents. Never a review site. The sources CSV lists, for every fee, the line we copied (25 words at most) and the document it came from.
• Four answers, kept apart. A fee is charged, stated as no fee, not offered (the account cannot do it) or not disclosed (the document does not mention it). Not disclosed is never counted as free, and it stays in the table as not disclosed.
• Amounts. The first dollar figure of the charge. A fee with a waiver shows the fee before the waiver; the bank's wording is on the account page. A fee quoted as a percentage or without an amount counts as charged and has no figure in the median.
• N. The count of accounts the fee applies to whose document gave an answer. Excess withdrawals are a savings rule and overdraft a checking rule, so each is counted on its own accounts. A fee we could not read is left out of N, not counted as free.
• Freshness. Documents were read on Oct 27, 2026; each carries the date the bank printed on it when it prints one. A scheduled job re-opens each bank's documents, a few accounts a day, and checks that the line we quoted is still in them. Last re-read Oct 30, 2026: of the accounts re-read so far (60 of 60), 66 quoted lines were found again, 29 were not found and need a person to re-read them, and 20 documents could not be opened by a script.
• Not advice. Fees change, depend on the state and the balance, and a bank can waive them. Check the bank's document before you open an account.

Download: fees by account (CSV) · every fee with its quote and source (CSV). Related: best savings accounts, best checking accounts and the rate tracker.

Cite as: Financeradar, Bank fees, financeradar.com/statistics/bank-fees, Oct 27, 2026. Data: CC BY 4.0.